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SERVICES

I provide comprehensive fee only financial planning services to help my clients reach their financial goals by giving them objective financial advice.

I do not sell any products or manage investments.

fee only financial planning
Planning

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  • Insurance

  • Long Term/Elder Care

  • Medicare

  • Social Security

  • Business

  • Retirement Income

  • Estate

  • Investments

  • Tax

  • Employee Benefits

fee only financial planning
Process

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  1. Define the scope of the planning relationship and enter into a written agreement with the client.

  2. Gather all the necessary financial data and document the client's goals and objectives.

  3. Evaluate the data for analysis.

  4. Formulate and design the financial plan.

  5. Present the financial plan for client approval and implementation.

  6. Monitor and review the plan pursuant to the written agreement.

fee only financial planning
Pitfalls

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There are many individuals holding themselves out as financial "advisors" or "planners", when in reality most of them are salespeople. Here are two questions you can ask to help keep yourself from being taken advantage of:

  • Who pays you and what are you being paid for the product or service you are proposing?

  • Can I please see your proof of ownership of the product you are proposing? (Do you eat your own cooking?)

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